Reward Checking

Would you like to earn a great interest rate on top of already-free checking? Our Reward Checking account doesn't just come with no monthly service fee, no minimum balance, and ATM fee refunds, which it does — we pay you too!

Start earning interest every month on every single penny with a Reward Checking account!


Penalty-free Qualifications:

There's never a penalty for failing to meet your monthly minimums. And earning at your full potential is easy. In fact, our qualifications were designed to streamline your banking experience. To qualify, simply do the following during the monthly qualification cycle:

  • Have at least 10 debit card purchases post and clear
  • Access Online Banking
  • Receive free e-Statements
  • Have at least 1 direct deposit or ACH auto-debit

That's it. And if you come up short, no worries, you still earn interest. Plus, cash in on your entire rewards payout the very next month! Check our 2015 Reward Checking Calendar for more details.

*$100 minimum deposit to open. Annual Percentage Yield (APY) accurate as of 11/23/12. Reward Checking rate tiers are as follows: 1.01% APY applies to balances of $0 - $15,000 and 0.40% APY applies to balances over $15,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 1.01% APY - 0.40% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.

**ATM fee reimbursements provided only if qualifications are met within the monthly qualification cycle.